If you have been injured while you are on the job, you deserve to have your workers’ compensation claim paid. Of course, many of the insurance companies out there want to limit the amount they are paying on claims, and they always try to find ways to reduce just how much they believe you are entitled to. Many times, people are even denied benefits when they deserve them. If you want to reduce the chances of having your benefits denied or having them terminated, heed the following advice.
Report the Injury Right Away
It is essential that you report your injury as soon as possible after it occurs. Even though it is often possible to bring a claim later, you will find that if you report the injury sooner, the insurance companies are less likely to believe you are trying to defraud them. Even if the injury doesn’t seem too bad right now, you will still want to report it just so you can make sure everything is on file.
When you report the injury, it is a good idea to get the names of anybody who witnessed the accident. This way, they can act as witnesses on your part in case they are needed for your claim.
Many times, the employers will have accident report forms you will need to fill out. Always make sure you fill these out accurately and fully. However, if you are injured and in pain or on medication at the time you receive the forms, you should wait until you are feeling better to fill them out. This will ensure accuracy.
Get Medical Treatment
If you are at work, it is a good idea to make an appointment to visit the doctor. This is certainly true if it is an emergency. However, you should also see a doctor if the injury is minor. This way, if it gets worse, you will have evidence that you saw and spoke to a doctor. In addition, if you are supposed to receive further medical treatment for the injury, such as physical therapy, make sure you attend those treatments.
Speak to an Attorney
You will find that it is generally in your best interest to get in touch with an attorney as soon as possible after the accident. A workers’ compensation attorney will have experience in these sorts of cases and they can help you make sure you are filling out everything properly and that you are following the proper procedures. They can help you whether you are just starting to file a claim or if you have been denied.
If you’re going to be working with an attorney, make sure that the attorney has experience and a good reputation in the field of workers’ compensation. Those injured deserve compensation for those injuries. Do not let the insurance companies try to get away with paying you for less and you deserve or not paying you at all. A good attorney can help make sure this does not happen.